Moonstone Financial Services
Financial planning and advice for New Zealanders
Clear, tailored advice across planning, investing, retirement, and protection—so you can make confident decisions and stay on track as life changes.
Our services
We provide advice designed to be practical, transparent, and aligned to your goals. Explore our core service areas below.
Financial Planning
A personalized plan that brings your goals, cashflow, and risk profile into a clear roadmap you can act on with confidence.
Investment Advice
Portfolio and strategy advice to help you grow wealth over time while managing risk and keeping your plan on track.
Retirement Planning
Guidance to plan your retirement income and make the most of KiwiSaver and other retirement assets.
Risk & Insurance Advice
Personal and business protection advice, including life, health, income, and key-person cover.
KiwiSaver Advice
Fund selection and contribution guidance to help ensure your KiwiSaver remains appropriate for your timeframe and risk tolerance.
Business Financial Advice
Advice for business owners and professionals, from cashflow and risk management to long-term wealth strategy.
What clients value
Every situation is different. Our focus is to provide clear advice and ongoing support you can rely on.
★★★★★
“The advice was clear and practical. We now have a plan that fits our goals and feels manageable.”
Client
Auckland
★★★★★
“Professional, responsive, and transparent. The investment strategy was explained in a way we could understand.”
Client
Wellington
★★★★★
“Retirement planning felt overwhelming until we worked through it step-by-step. We feel far more confident now.”
Client
Christchurch
Service FAQs
Common questions about how our advice works and what to expect.
Do you work with clients across New Zealand?
Yes. We work with clients nationwide and can meet online or by phone.
What happens in the first conversation?
We’ll discuss your goals, current situation, and what you want help with, then outline next steps and how we can support you.
Do you provide KiwiSaver advice?
Yes. We can review your KiwiSaver settings and help ensure your fund choice and contributions suit your timeframe and risk tolerance.
Can you help with insurance and risk protection?
Yes. We provide advice on personal and business protection, including life, health, income, and key-person cover.
Is your advice tailored to my situation?
Yes. Recommendations are based on your goals, cashflow, time horizon, and risk profile.
How do I get started?
Book an initial conversation via our contact page, and we’ll arrange a time that suits you.
Ready to discuss your next steps?
Book an initial conversation to discuss your goals and how Moonstone Financial Services can help with a clear, tailored plan.